Helping Low Income Debtors Achieve a Fresh Financial Start
Overwhelming debt harms your financial, physical and mental health. Although bankruptcy laws provide relief for debtors who can no longer pay their creditors, this relief is often out of reach for the people who need it the most. Debtors who are unable to afford legal representation and the costs associated with filing bankruptcy will likely fall deeper into debt even while diverting their limited resources from more productive uses to meet their repayment burden.
Visit the WNYLC's Bankruptcy Assistant Website for information to help guide you through the Bankruptcy process.
Our Program Aims to Provide Free Bankruptcy Assistance to Low-Income Clients
What Bankruptcy Can Do For You:
Eliminate most or all of your debts
Help you get out of leases
Prevent repossession, or force creditor to return property even after repossession.
Stop wage garnishments, debt collection harassment, and other similar collection activities.
Stop a foreclosure on your home
Restore utility services, such as electricity or water
Clear credit report except for bankruptcy filing
Allow you to get a fresh start
Lawyers From the Western New York Law Center Provide Legal Support in the Following Areas:
Council regarding Chapter 7 bankruptcies
Determining if you qualify for bankruptcy
Support and guidance for filing bankruptcy
Representation during the bankruptcy proceeding
What Kind of Cases Do We Handle?
Western New York Law Center provides Chapter 7 bankruptcy services to low-income individuals. Chapter 7 is the most efficient and cost-effective bankruptcy to discharge your debts. Chapter 7 requires that a debtor give up property which exceeds certain limits called ‘exemptions.’ The property then can be sold to satisfy creditors.
For More Information, Call 716.855.0203 Ext. 121
Visit the WNYLC's Bankruptcy Assistant Website for information to help guide you through the bankruptcy process. We know this can be a confusing and difficult journey, but we’re here to help! We serve the following counties: Erie, Genesee, Niagara, Orleans, Wyoming & Chautauqua.
Unfortunately, Due to Limited Resources, We Are Unable to Provide Legal Bankruptcy Assistance to Everyone.
Donate Today to Help Change That.
This website is for informational purposes only and is not intended to provide specific legal advice. Nothing on this or associated pages should be taken as legal advice by any entity for any individual case or situation. Using this website or communicating with Western New York Law Center does not form an attorney-client relationship. There is no attorney-client relationship unless and until you sign an agreement confirming the nature and scope of representation.
Please do not act or refrain from acting based on information or materials on this site. The website should not be used as a substitute for competent legal advice from a licensed, professional attorney in your state. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.